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Professional

James DiNardo and his team have found that the greatest rewards in life come as a consequence of being in service to others, a principle that governs his work as a wealth management advisor, and with team members, Kevin Luchetta, Stephen Schwartz, Michael Schwartz and Paul Dennis Tortorella.

Together, they share a common mission:

"We are committed to establishing a relationship with the ability to provide innovative solutions for the financial security of our clients through a comprehensive planning process with objectivity, integrity, and professionalism."

Jim is a graduate of Hamilton College with a Bachelor of Arts degree in Economics. He was a qualifying member of the Million Dollar Roundtable (MDRT) in 2004.

Jim has earned a number of professional designations and certifications, including:

CFP: The Certified Financial Planner™ (CFP®) certification is one of the most recognized financial planning marks in the world. CFP® certification identifies to the public those individuals who have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence when dealing with clients. The certification differs from an educational designation or state license in that it is based upon requirements that have been determined by extensive job analyses of actual practitioners in the field, and therefore, continue to evolve with the profession. The CFP® certification prepares the financial services professional for a career-long commitment to meeting the ever-changing financial needs of clients.

CLU: The Chartered Life Underwriter (CLU) designation has long been recognized as the fundamental and foremost educational credential for life insurance professionals. Since 1927, more than 94,000 individuals have earned their CLU, helping them build a successful life insurance practice by providing clients with knowledgeable and ethical advice. For financial representatives, field management, home office personnel, and others involved in providing life insurance products to the public, the CLU designation symbolizes continuing growth and commitment to professionalism.

ChFC: The Chartered Financial Consultant (ChFC) designation focuses on the comprehensive financial planning process as an organized way to collect and analyze information on a client's total financial situation; to identify and establish specific financial goals; and to formulate, implement, and monitor a comprehensive plan to achieve those goals. The ChFC program provides financial services professionals with in-depth knowledge of the skills needed to perform comprehensive financial planning for their clients.

MSFS: The Masters of Science in Financial Services (MSFS) degree is designed explicitly for financial services professionals seeking advanced financial services education. The program emphasizes analysis, planning, and implementation of strategies for individuals, families and businesses to protect, conserve, and distribute financial assets and / or economic human life values. The program further emphasizes the role of the financial services professional in synthesizing financial resources, needs, objectives, and appropriate alternative plans for achieving the economic ends desired.

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Before you agree to receive financial planning services, please see complete information and disclosures in The Disclosure Brochure and review the terms of the Northwestern Mutual Wealth Management Company Planning Engagement Agreement. These may be obtained from your Wealth Management Advisor.

Pioneer Financial is a marketing name for James Lynch DiNardo and is not a broker-dealer, registered investment adviser, federal savings bank, subsidiary or other corporate affiliate of The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM), including its subsidiaries and affiliates, nor is it a legal partnership or entity. Northwestern Mutual Financial Network is the marketing name for the sales and distribution arm of NM and its subsidiaries and affiliates. James Lynch DiNardo is a Representative of Northwestern Mutual Wealth Management Company®, Milwaukee, WI (WMC), a wholly-owned company of NM and limited purpose federal savings bank. WMC is not a broker-dealer or insurance company. All WMC products and services are offered only by properly credentialed Representatives who operate from agency offices of WMC. Representative is an Insurance Agent of NM (life insurance, annuities and disability income insurance), and Northwestern Long Term Care Insurance Company (NLTC), a subsidiary of NM (long-term care insurance), and a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS), 245 Park Ave Fl 18, New York, NY 10167-0002, 212-819-1800, a wholly-owned company of NM, broker-dealer and member FINRA (www.finra.org) and SIPC. NM and The Hachey Financial Group are not broker-dealers, registered investment advisers or federal savings banks. There may be instances when this agent represents insurance companies in addition to NM or its affiliates.

Investment products are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, NMWMC or its affiliates and are subject to investment risks, including possible loss of the principal amount invested.

The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Network Representatives. Network Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states.

James Lynch DiNardo is primarily licensed in New York and may be licensed in other states.

CA License: #0F47474

CFP Board owns the certification marks CFP^®, Certified Financial Planner™ and CFP (with flame logo)^®, which it awards to individuals who successfully complete initial and ongoing certification requirements.